What Do Credit Report Account Statuses Mean?
Terms like current, closed, charged off, paid, settled, and collection can change how a lender views your credit.
How to Read a Credit Report Without Feeling Lost
A credit report becomes easier to understand when you know how to read accounts, balances, status notes, and payment history.
What Factors Affect Your Credit Score?
Payment history, debt levels, credit age, account mix, and inquiries can all influence your credit score.